Ownership Certificate Kerala:Â An ownership certificate is a document that specifies the details of the owner of a particular property. This document is made to avoid all the legal problems regarding their property. This document helps the certificate holder deal with encumbrances on the property. Encumbrances mean that another person other than the original owner claims ownership of the property forcefully or illegally. The ownership certificate holder will have full rights to do anything with their property, like selling it, renting it, leasing it, demolishing it, or renovating it.
The ownership certificate helps the certificate holder transfer the property to the next generations or their family members. Having an ownership certificate always helps the certificate holders fight against the legal issues of their properties, protect their property rights, and secure financing.
How To Download Ownership Certificate In Kerala?
People applying for Ownership Certificate in Kerala can download the document from the online portal. Just follow the below steps to download the copy.
- Go to the official portal, i.e., https://tax.lsgkerala.gov.in/
- Under online local government institutions, select any of the divisions and click the Search button.
- You will get a list of institutions under that division.
- Click on the Select button next to the institute.
- Tap on the “Ownership Certificate” button.
- Now, you will be redirected to another page where you must enter your ward year and ward no.
- Finally, click the “Search” button to get the Ownership certificate.
- Tap on the download button right next to the document.
How To Apply For Ownership Certificate Application In Kerala?
The application procedure may differ from one state to another state. But the basic functions like gathering the documents, collecting the application, and filling it out to apply for the ownership certificate are as follows:
- A property holder must go to your nearest Tahsildar Office or Revenue Office in Kerala, where the applications are available, to get an ownership certificate.
- Carry all the required documents, like a registration copy of the property, the applicant’s identity proof, and the applicant’s address proof.
- Request the concerned officer to provide an application form.
- Fill in all the necessary details in the application without mistakes. Write all the survey numbers, plot numbers, and the number of acres exactly without errors. This helps in avoiding encumbrance of your property.
- Submit the filled application and copies of the required documents to the concerned officer.
- The officer checks all the details in the application, all the copies of the documents, and all the numbers regarding the property.
- He verifies the survey numbers in their system to check whether any other owner is registered for this property.
- The officer will accept your application if every detail is genuine and pass the application to their superiors to get an ownership certificate.
- They will produce the certificate to the applicant within 7 working days after applying.
Documents Required For Ownership Certificate In Kerala:
Unlike other certificates, the documents or proofs required for ownership certificates are very important and compulsory. The records required are as follows:
- Identification Proof of the applicant:
- Aadhar card
- Voter identity card
- Driving licenseÂ
- PAN card
- Bank passbook
- Passport copy
- Job identity card
- Residence proof of the applicant
- Ration card
- Aadhar card
- Telephone bill
- Gas bill
- Power bill
- Passport copy
- Voter identity card
- Water bill
- House tax copy
- Copy of registration of the property (Land/House)
- Survey report of the property
- Resurvey report if there are any
- A copy of the encumbrance certificate
Kerala Ownership Certificate Format:
The ownership certificate issued by different state governments may differ from each other. But most of them are similar, and those ownership certificates may contain the following:
- Name of the Owner: This is the name of the property’s original owner, and it shows the character on which the property is originally registered.
- Name of the Father/Husband: It is the name of the father or husband of the property owner.
- The city of the property owner’s residence is the city or area where the certificate holder resides.
- Plot no: This is the number given to the property during registration.
- Total Area in Square Yards: This shows the total number of square yards of the property.
- Place of Property: This is to locate the property according to the survey number given by the department.
- Name of the Property: It shows the property’s title, land, or house.
- Signature of the Owner: this is the signature of the certificate holder.
- Signature of the Revenue Officer: The signature of the concerned officer who issues the ownership certificate.
- Name of the Revenue Officer: The full name of the officer who issued the ownership certificate.
- Official Stamp: This government stamp makes the document original and legal.
Authorities Who Issue Ownership Certificates In Kerala:
- In rural areas, the ownership certificate is issued by Tahsildar in Kerala.
- Kerala Revenue Divisional Officer issues the ownership certificate in urban areas.
Ownership Certificate Benefits:
There are many advantages of getting an ownership certificate, but the most important is protection against scams related to property. This document gives the property owner full rights to use the land for building or tearing down structures. The owner can also rent or lease the property as they wish. Lenders are more likely to approve loan requests if the person has an ownership certificate. The owner can show this certificate to prove ownership in property legal arguments. Moreover, the owner has sole rights to sell the property and can easily pass it on to their children with this document.
A possession certificate is given to a new buyer for the confirmation of the person who owns the asset now. The ownership certificate reveals who owns the asset as of now. The encumbrance certificate comes from the registration and stamp department, and the procedure to avail of it might vary in different states. Therefore, ask about the entire process before applying for an ownership certificate. This document makes it easier to give ownership to another person. If there is a disagreement about who owns the property, the law supports the person who has the ownership certificate, whether it is for land or houses.
